Monthly Archives: January 2024

Hunger Games

A few months ago, J and I got into a popcorn habit. It became this sort of evening snack ritual that we would share while watching something on tv. Most of you know I don’t watch a lot of tv— I’m very picky about committing to content: it can’t be too violent, it can’t be a series (too much emotional investment), and it can’t be slapstick. I told you already, I’m picky. Needless to say, the genre that came up the latter half of last year was dinosaur and monster verse type of movies. They seemed to provide the right level of action, some mild relationship plot, and then enough films to give us some continuity and theme without the emotional attachment. I mean all of this boils down to my problem of overthinking. If I start to consider the characters in a film to be too human, I will take on their problems and try to fix them. Seriously. I will lie awake in bed trying to figure things out for them. I’m telling you, my brain works in strange ways.

After I got COVID around Thanksgiving, somehow a fire got lit under my ass. My sleep has been shit my whole life, my skin was breaking out crazy again (despite being on very strong antibiotics and Retin-A), and I was just feeling very run down and tired. In December, I asked my doctor for a full blood work up. The results showed that I was pre diabetic. At first, I was just going to ignore it: after all, I wasn’t diabetic, just PRE. But then several of my friends were also found to be prediabetic recently, and they apparently freaked out and started taking drastic action. Figuring that they had actually spent some time studying the numbers and understanding the real implications, I decided now was as good a time as any to re-examine my health.

So since late December, I’ve cut back on carbs (mostly rice and breads) and on portions. Plus I’ve started focusing on improving my sleep and increasing my activity. It’s been almost a month now, and I am pleased to report progress!!

I’m not gonna lie: I was definitely feeling VERY hungry the first several weeks. Like a new baseline of chronic hunger. Distracting hunger. I realized I used to eat a shit ton of rice and breads to quickly get my meals over with. Like that was the bulk of my consumption. After reducing those foods, I found myself grasping for other things to eat: tomatoes here and there, cauliflower, avocados, kefir… Desperate to dull the hunger pangs, I even started taking Metamucil before meals. But the gelatinous texture started to get gross after a few days so I discontinued that. Eventually, after maybe two weeks, my body adjusted to the new normal of NOT feeling full. And my clothes actually started to fit better, so the results were encouraging!

Meanwhile, for my sleep, my friend recommended an OTC supplement (NatureMade Back to Sleep), so I started up with that and tacked on three other routines before bed:

1. Roll out knots in my back using an acupressure wheel,
2. Lower my mattress heater temp,
3. Lock away my phone,
4. White noise machine.

And whaddya know? I have been sleeping soundly for the first time in my life… The weird thing is, I had previously tried all of these tactics independently but never all together. Who knew? So now I am catching up on my sleep deficit and damn, it feels good.

J has also shed some pounds going on the prediabetic diet/lifestyle change, and his snoring has diminished significantly. So we are excited for more good things in 2024. This year is our zodiac year, and we’re both dragons. We’re using that as motivation to make some changes for the better.

As for the popcorn ritual, we are taking a bit of a break. But it might come back occasionally, once we find some new content to watch. I’m thinking we’re going to get back into Chinese films featuring actors from our China days (2003-2006).

Head of Household

It’s a new year, and I am checking off a whole shit ton of items on the to do. Actually, many of the things were back burner level of priority but I will say, it feels damn good to come outta the gates swinging and get shit done. It’s got me thinking though about other households throughout the country. There’s a LOT of logistics to handle… Who is taking care of these tedious things?!?!? J and I are just a household of TWO people. How is this being juggled with two jobs, kids, school, etc.?

First item I tackled was medical insurance. Since I’m an independent contractor, we have to get our own health insurance. After my monster medical bill at the start of COVID in 2020 (ERCP + gall bladder removal), I got firsthand experience seeing how much medical expenses can add up. I mean, even if we account for exaggerated pricing due to the continual battle between insurers and providers, I was in the hospital for a day and a half, and the bill was $110k. Yeah, let that sink in. Thank goodness, we were only responsible for $500 bc of insurance.

The point is, J and I are now squarely at that age where medical issues are popping up on the regular (hello frozen shoulder), so we def need coverage. For the last several years, we just got the Obamacare/Realtor group plan that ran about $1000/month (at least when we started a few years ago). I typically didn’t change plans year after year during open enrollment, bc I’m happy with Kaiser and I figured the annual increase would be marginal. Wrong. This year, our monthly premium increased from $1200/month to $1550. WTF? When I found out, the enrollment period had already closed. So I thought we were stuck for the next year paying an extra $250/month.

Of course, I immediately started panicking feeling like we were trapped. And then I did a little bit of digging and learned that various realtor associations offer group plans. So mine is through the state association of realtors but the local association also has packages. Long story short, since I changed from one local association to another, that was considered a “qualifying event” that re-opened the enrollment window. I mean, I won’t belabor it further, but lesson 1: pay attention to any notices about annual increases in insurance premiums and lesson 2: read the fine print.

With the local association, I’m able to downgrade our Kaiser plan and get that premium back down to $1200. Meanwhile, I get to keep my medical record number and continue seeing my current doctors. Yay!

The other low-priority task we did this month was bundle fiber and wireless service. We’d been on Verizon forever and the signal at home was shit. We just put up with it bc we knew switching was a pain. Well, this time we just ripped the band aid off. I met a super helpful store manager, talked to him a few times, and we got everything moved over, saving at least $100/month. The big lesson I learned from there? AARP recently got rid of their min age requirement!! And an existing membership can cover TWO people. So now not only do I get reading material that speaks to me (I AM Benjamin Button after all), but by piggybacking on my dad’s membership, I gain access to a whole other world of discounts (kinda like AAA) PLUS it saved me the $50 AT&T activation fee and granted me another 10% discount on the monthly bill. Yup, stack ’em up, baby. It’s been a while since I scored some good dealios, and I’d forgotten the highs I get from a sweet bargain. I know it sounds tedious, but once you get the hang of it, the savings add up.

Speaking of… I’m still using Rakuten/Ebates. Just a tiny extra step and over time, it accumulates to $1200 in savings just going through their shopping portal. And our upcoming midweek trip to St. Helena? One night is free. Hehe. I know, not the most exciting post for 2024. Just saying, you can save some dough if you pay attention. That’s all for now. More exciting stories to come. Hurrah!